When John Nichols purchased his disability insurance, he had no idea the impact it would have in his life. One summer day a waterskiing accident left this 32-year-old almost completely paralyzed. Without disability insurance, he would have been unable to afford the care he needed and would not be able to run marathons like he does he today, via @LearnVest.
![Did you know college athletes with promising talent often purchase disability insurance to cover a portion of their future earnings in case they’re injured in college and never able to play in the pros? Following University of Kentucky basketball player Nerlen Noel’s knee injury, it’s been reported he has a $10 million permanent, total disability policy. [Photo via ESPN] Basketball Knee, Basketball Fans, Basketball Uniforms, College Basketball, Kentucky Wildcats Basketball, Uk Wildcats, Basketball Schedule, Kentucky Girl, Go Big Blue](https://i.pinimg.com/236x/b6/85/4a/b6854a5f220e46853f8031275a7a11c8--uk-basketball-kentucky-basketball.jpg)
