This article was originally posted on June 14, 2012. At that time I interviewed a local Michaels manager over the phone and I specifically asked her whether the policies she provided me were local or nation-wide and was told they were the latter. Before I posted the article, I called the manager back to confirm that I had all of the details correct, and I got a green light on every single example I provided in the article below. In July, I used (at my closest Michaels) in one purchase a…

It has been a bit rainy for a few days. A bit that has completely shut down NASCAR and the 100,000 people that form a temporary town a few miles from my home. Let's

This post shares tips for cutting your grocery budget. How I feed my family of 4 on $200/month with NO coupons!

30 tips to increase your bank account

Never buying a box again. Brownie Mix $0.30 /mix. 1 Cup Sugar, 1/2 Cup Flour, 1/3 Cup Cocoa, 1/4 tsp Salt, 1/4 tsp Baking Powder. Add: 2 Eggs, 1/2 Cup Vegetable Oil, 1 teaspoon Vanilla. Bake @ 350 degrees for 20-25 minutes.

A Place to Share All of my Little Ideas

Give every dollar a job. Tell your money where to go and what to do. Budgeting is king. I don’t disagree. In fact, a well thought-out and implemented budget is often key to digging out of debt and securing your financial situation. But here’s the thing: the mechanics of a detailed budget are worthless without …

Note: This post was written several years ago, and so the food prices are not current. I would guesstimate than in the almost three years since I wrote it, prices have gone up enough that I would need to spend closer to $350 a month to make this same bare-bones grocery budget and meal plan …

We all intuitively feel that receiving Rs 100 today is better than receiving Rs 100 after sometime. The principles ofpresent value explain how much better it is to receive that 100 today than receiving after a year by enabling us to calculate the value of Rs 100 receivable (say) after one in today’s rupees. Present…

Balancing Your Personal Finance: Try always to be on the safe side. Defeat greed, trig up and control your cashflow. Things can go better if you reconsider your "basic" needs. Forget that magic plastic card.

If you are looking for craft room ideas for your creative space or just some eye candy, you are in the right place! This post will for sure make you drool!

In my Math Survivor class last year many wonderful ideas and activites were discussed among 20 1st and 2nd grade teachers. Each time we met, the teachers brought back a lesson or activity to share. This was probably my most favorite idea... and my student's favorite. A list of math songs were compiled together to sing as a class. I typed them up and decorated the pages just a bit ... and the kiddos begged to sing a tune often. I'm hoping a few of you might enjoy them also ;) Math Songs

I love lizards, snakes and reptiles... it's just Lizard that I hate. If you don't know who Lizard is, you should read this entry on Tumblr: "Take me to your Lizard". Here is where I fav 'n reblog...

As female economic clout grows, it is changing how men and women work, play, shop, share, court and even love each other