Sinking funds

Dave Ramsey popularized sinking funds and rightfully so as they are an integral part of keeping your budget on track. Click to read more about sinking fund categories and ideas.

Creating sinking funds categories is just another way to complicate money management for personal finances. Instead, create security and flexibility with my simpler three-layered savings method. Try these savings tips for simpler, more effective money saving!

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Find out how using sinking funds can help you avoid financial emergencies. We all have irregular expenses, the car breaks down, your dog gets hurt, you want to plan an anniversary trip, or a large bill (like car insurance) is due. All of these financial situations don't need to be emergencies.

These 22 sinking fund categories can help you effortlessly save for big purchases, spend guilt-free, prepare for yearly expenses, and be able to afford just about anything in the long-run!

Here is a total breakdown of how Sinking Funds work, plus a Sinking Funds tracker to help you plan your budget and stay on track.

Wondering what is a sinking fund? I've got this, and all of your other sinking fund questions answered in this article. Start saving more money today!

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