Hold-Punched cash envelope system for your planner - perfect for Dave-Ramsey style budgeting! If you're using a zero-based budget, this is a great system. She offers a lot of beautiful color choices that I totally love!
Dave Ramsey's Baby Steps to a debt free life work! If you're new to the program the baby steps can be confusing. So here's a great explanation of the Dave Ramsey Program. Budgeting, frugal living, thrifty living, living frugally, money saving tips