What is Credit

What are Dave Ramsey's baby steps, and do they actually work? Here are the details on the Ramsey system and whether or not it will work for you.

Find out how I raised my credit scores over 200 points by removing late payments and other negative items on my credit reports.

It’s easy to get carried away charging purchases. Here are the best ways to pay off credit card debt you might not have considered.

Don't know how to start budgeting? Do you need to know how to make a budget ?…

There is pretty much nothing in life that you can't get with an 800+ credit score. Learn what it takes to get into the exclusive 800+ Credit Score Club.

Simple Steps that You Can Do Now to Re-Establish Your Credit - 5 things you can do to bring your credit score up today!

This credit scores for dummies is an amazing infographic that clearly maps out EVERYTHING you need to know about credit scores & how to improve your own.

The following article was written by our CFP® friend Neal Frankle. He is the chief editor of WealthPilgrim.com. Nobody’s perfect. You aren’t and neither am I. But neither are the credit bureaus who compile your credit history or the creditors who report to those bureaus. If you have some splotches on your credit report the ...

7 Simple Steps to Paying Off Debt Debt Payoff, Credit Card Debt #Debt

Learn about the biggest factors that can hurt your credit score, from declaring bankruptcy and foreclosure to missing credit card payments and blowing off your bills entirely.

If you want to buy a house or get a good interest rate on a car, you need a good credit score. Check that, you need a great credit score.And if you want to get the absolute lowest rates, you need a perfect credit score.So, how do you get a perfect credit score, or at […]

Having a solid credit history and credit score are important parts of your financial future. Here’s the problem: To get a loan for a house or car, you need to show a history of responsible use and payment of credit. So what comes first? Use this graphic to identify the major factors you need to safely and gradually build up your credit score.

Improving your credit rating can seem like a daunting task, but follow our 10 tips for a push in the right direction.

You don’t need to pay a credit repair company or service to fix your credit report or rebuild bad credit. It is possible to repair your credit score on your own, even if you file a bankruptcy or consumer proposal. You can begin the process of rebuilding bad credit with the steps and tips provided by our experts. We provide information on how to get a free copy of your credit report, how to fix mistakes on your report that can negatively impact your score, and how to manage the factors that…

Learn about your credit rating and how to improve your credit score with detailed information and tips provided by Bank of America.

A massive list of 75 personal finance tips that can help you change your financial life by budgeting, getting out of debt, saving, investing, and much more.